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What are you looking to cover?

We offer two life insurance products - Mortgage Life Insurance, which is best suited to protect your mortgages, and Family & Lifestyle Life Insurance, to protect those you value in life.

Family & lifestyle

Gives you the flexibility to cover the things you value most in life.

Benefit from*:

  • Free simple will writing service
  • Children's Critical Illness Cover
  • 99.1% of claims paid**

Types of cover

  • Level Term
  • Decreasing Term
  • Optional Critical Illness Cover

*Terms and conditions apply.

**Until August 31st 2023 Virgin Money was underwritten by Scottish Friendly Assurance Society who, in 2022, paid 99.4% of all their life insurance claims.

Virgin Money Life Insurance is promoted by CYB Intermediaries Limited and provided by Family Assurance Friendly Society Limited.

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Mortgage Life Insurance

Because keeping your family home is your top priority

Benefit from*:

  • Children's Critical Illness Cover
  • Accidental Hospitalisation Benefit
  • Terminal illness cover

Types of cover

  • Level Term
  • Decreasing Term
  • Optional Critical Illness Cover

*Policy terms and exclusions apply.

Provided by Legal & General

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Three reasons to take out life insurance

  1.  
    Less worry

    It can help make sure any debts are covered, whether that's a mortgage, or credit cards and personal loans - giving your family one less thing to worry about.

  2.  
    Financial support

    It could leave something extra for your dependants - leaving you safe in the knowledge that they'll have the right financial support in place when you're no longer around.

  3.  
    Planning ahead

    The younger you are when you take out life insurance, the cheaper your payments will be; it's not a nice thing to have to consider, but there are benefits to sorting it sooner rather than later.